Thus far, the 2016 Marketplace open enrollment season has signaled nothing but stormy seas ahead. In order to receive a federal subsidy to help pay for health insurance, qualifying individuals must purchase health insurance through the federal Marketplace or a state-sponsored exchange. So, what happens when insurers stop offering coverage through the Marketplace?
The COBRA Blog
This week, we are sharing a post from the Galen Institute
The Affordable Care Act eliminated the concept of preexisting condition exclusions as of 2014. From a 30,000-foot view, this may seem to spell the end of certificates of creditable coverage, a provision of the Health Insurance Portability and Accountability Act of 1996 (HIPAA).