--- title: Marketplace Open Enrollment Ends - What About COBRA Folks? description: Marketplace enrollment just ended. What happens to those on COBRA? image: https://info.cobraguard.net/hs-fs/file-469592995-jpg/images/healthcare_reform_sign_istock_000027367613xsmall.jpg --- - [Help/FAQs](https://www.cobraguard.net/help) - [Login](http://www.cobraguard.net/login) [![Cobraguard Blog](https://info.cobraguard.net/hs-fs/hubfs/ITEDIUM/CGlogo_itedium_blog.jpg?width=297&name=CGlogo_itedium_blog.jpg "Cobraguard Blog")](http://www.cobraguard.net/) [On-Demand COBRA Administration](http://www.cobraguard.net/) # What Could You Achieve ... If You Weren't Bogged Down by COBRA? # The COBRA Blog # Marketplace Open Enrollment Ends - What About COBRA Folks? Posted by [Robert Meyers](https://info.cobraguard.net/cobra-blog/author/robert-meyers) on Wed, Apr 02, 2014 @ 08:04 AM - [Tweet](https://twitter.com/share) ![Cobra-Coverage](https://info.cobraguard.net/hs-fs/file-469592995-jpg/images/healthcare_reform_sign_istock_000027367613xsmall.jpg?width=172&height=267&name=healthcare_reform_sign_istock_000027367613xsmall.jpg)Well, this week marked the end of open enrollment on the healthcare exchange and the next open enrollment won't be open until November 15.  So what about folks who are on COBRA or experience a COBRA qualifying event between now and then? First, for those on COBRA.  If people are on COBRA continuation currently they will need to stay on it until their COBRA ends, or they have an event which triggers another special enrollment period.  The ACA does not allow people whom have active COBRA coverage to discontinue their COBRA to purchase a plan through the marketplace.  If you're wondering why, good question.  Healthcare.gov defines Special Enrollment as "A time outside of the Open Enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you generally qualify for a special enrollment period of 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. If you don’t have a special enrollment period, you can’t buy insurance through the Marketplace until the next Open Enrollment period. Job-based plans generally allow special enrollment periods of 30 days." **So, how do you replace COBRA with Marketplace Coverage?** Outside Open Enrollment, your choices and savings will depend on whether your COBRA coverage is running out or you’re ending it early. - **If your COBRA coverage is ending outside Open Enrollment,** you qualify for a [special enrollment period](https://www.healthcare.gov/glossary/special-enrollment-period/). This means you can enroll in a private health plan through the Marketplace. You may qualify for [tax credits that can lower your monthly premiums](https://www.healthcare.gov/will-i-qualify-to-save-on-monthly-premiums/) and for lower [out-of-pocket costs](https://www.healthcare.gov/will-i-qualify-to-save-on-out-of-pocket-costs/). This will depend on your household size and income. - **If you’re ending your COBRA coverage early outside Open Enrollment,** you will **not** be able to enroll in a Marketplace plan at all, with or without lower costs. During the next Open Enrollment period, or when your COBRA coverage expires, you could enroll in a Marketplace plan and be eligible to get premium tax credits and lower out-of-pocket costs, depending on your income. If you’re planning to replace your COBRA coverage, it’s important not to let your COBRA coverage end before your Marketplace plan starts. Otherwise there will be a gap in your coverage. Courtesy of [www.healthcare.gov/what-if-I-currently-have-cobra-coverage/](https://www.healthcare.gov/what-if-I-currently-have-cobra-coverage/)   Tags: [cobra coverage](https://info.cobraguard.net/cobra-blog/topic/cobra-coverage), [cobra](https://info.cobraguard.net/cobra-blog/topic/cobra), [COBRA qualifying event](https://info.cobraguard.net/cobra-blog/topic/cobra-qualifying-event), [marketplace plan](https://info.cobraguard.net/cobra-blog/topic/marketplace-plan) [![describe the image](https://info.cobraguard.net/hs-fs/file-17837940-gif/images/cg-callout-breakup.gif)](https://info.cobraguard.net/how-to-choose-COBRA-admin/)[![describe the image](https://info.cobraguard.net/hs-fs/file-17838292-gif/images/cg-callout-potofgold.gif)](https://info.cobraguard.net/returnonoutsourcing/) ### Subscribe to the COBRAGuard Blog ### Latest Posts ### Posts by category - [2015 reporting requirements (1)](https://info.cobraguard.net/cobra-blog/topic/2015-reporting-requirements) - [29'ers and cobra (1)](https://info.cobraguard.net/cobra-blog/topic/2939ers-and-cobra) - [aca (6)](https://info.cobraguard.net/cobra-blog/topic/aca) - [aca and cobra (1)](https://info.cobraguard.net/cobra-blog/topic/aca-and-cobra) - [ACA broker fee proposals (1)](https://info.cobraguard.net/cobra-blog/topic/aca-broker-fee-proposals) - [ACA changes (2)](https://info.cobraguard.net/cobra-blog/topic/aca-changes) - [ACA changes to certificates of creditable coverage (1)](https://info.cobraguard.net/cobra-blog/topic/aca-changes-to-certificates-of-creditable-coverage) - [ACA compliance (3)](https://info.cobraguard.net/cobra-blog/topic/aca-compliance) - [aca developments (1)](https://info.cobraguard.net/cobra-blog/topic/aca-developments) - [ACA penalties (1)](https://info.cobraguard.net/cobra-blog/topic/aca-penalties) - [aca reporting (2)](https://info.cobraguard.net/cobra-blog/topic/aca-reporting) - [ACA reporting requirements (1)](https://info.cobraguard.net/cobra-blog/topic/aca-reporting-requirements) - [aca safe harbor (1)](https://info.cobraguard.net/cobra-blog/topic/aca-safe-harbor) - [ACA subsidy (1)](https://info.cobraguard.net/cobra-blog/topic/aca-subsidy) - [aca transition relief (1)](https://info.cobraguard.net/cobra-blog/topic/aca-transition-relief) - [aca update (6)](https://info.cobraguard.net/cobra-blog/topic/aca-update) - [affordable care act (15)](https://info.cobraguard.net/cobra-blog/topic/affordable-care-act) - [affordable care act and cobra (1)](https://info.cobraguard.net/cobra-blog/topic/affordable-care-act-and-cobra) - [affordable care act compliance (1)](https://info.cobraguard.net/cobra-blog/topic/affordable-care-act-compliance) - [Affordable Care Act update (6)](https://info.cobraguard.net/cobra-blog/topic/affordable-care-act-update) - [affordable care act updates (1)](https://info.cobraguard.net/cobra-blog/topic/affordable-care-act-updates) - [age 26 rule (1)](https://info.cobraguard.net/cobra-blog/topic/age-26-rule) - [ahp changes (1)](https://info.cobraguard.net/cobra-blog/topic/ahp-changes) - [Association Health Plan (1)](https://info.cobraguard.net/cobra-blog/topic/association-health-plan) - [association health plan changes (1)](https://info.cobraguard.net/cobra-blog/topic/association-health-plan-changes) - [benefit campaigns (1)](https://info.cobraguard.net/cobra-blog/topic/benefit-campaigns) - [benefits administration (5)](https://info.cobraguard.net/cobra-blog/topic/benefits-administration) - [benefits administration outsourcing (1)](https://info.cobraguard.net/cobra-blog/topic/benefits-administration-outsourcing) - [benefits communication (1)](https://info.cobraguard.net/cobra-blog/topic/benefits-communication) - [billing reconciliation (1)](https://info.cobraguard.net/cobra-blog/topic/billing-reconciliation) - [Cadillac tax (1)](https://info.cobraguard.net/cobra-blog/topic/cadillac-tax) - [census (1)](https://info.cobraguard.net/cobra-blog/topic/census) - [certificate of creditable coverage (2)](https://info.cobraguard.net/cobra-blog/topic/certificate-of-creditable-coverage) - [certificates of creditable coverage (2)](https://info.cobraguard.net/cobra-blog/topic/certificates-of-creditable-coverage) - [changes to certificates of creditable coverage (1)](https://info.cobraguard.net/cobra-blog/topic/changes-to-certificates-of-creditable-coverage) - [Choose a COBRA Administrator (1)](https://info.cobraguard.net/cobra-blog/topic/choose-a-cobra-administrator) - [cobra (10)](https://info.cobraguard.net/cobra-blog/topic/cobra) - [cobra administration (71)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration) - [COBRA administration mistakes (4)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-mistakes) - [COBRA administration outsourcing (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-outsourcing) - [COBRA administration partner (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-partner) - [COBRA administration program (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-program) - [COBRA administration services (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-services) - [cobra administration tips (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-administration-tips) - [cobra administrator (7)](https://info.cobraguard.net/cobra-blog/topic/cobra-administrator) - [cobra and aca (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-and-aca) - [cobra and aca eligibility (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-and-aca-eligibility) - [cobra and divorce (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-and-divorce) - [COBRA and Medicare (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-and-medicare) - [cobra and voluntary benefits (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-and-voluntary-benefits) - [COBRA beneficiary is incapacitated (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-beneficiary-is-incapacitated) - [COBRA benefit (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-benefit) - [cobra benefits (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-benefits) - [COBRA benefits for same-sex spouses (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-benefits-for-same-sex-spouses) - [COBRA best practice (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-best-practice) - [COBRA best practices (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-best-practices) - [cobra blog (15)](https://info.cobraguard.net/cobra-blog/topic/cobra-blog) - [cobra bob (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-bob) - [COBRA bookkeeping (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-bookkeeping) - [COBRA collection (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-collection) - [cobra communication (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-communication) - [COBRA compliance (9)](https://info.cobraguard.net/cobra-blog/topic/cobra-compliance) - [COBRA continuation (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-continuation) - [cobra continuation coverage (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-continuation-coverage) - [cobra continuation coverage election notices (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-continuation-coverage-election-notices) - [COBRA continuing education (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-continuing-education) - [cobra conundrums (12)](https://info.cobraguard.net/cobra-blog/topic/cobra-conundrums) - [cobra coordination (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-coordination) - [cobra coverage (7)](https://info.cobraguard.net/cobra-blog/topic/cobra-coverage) - [cobra developments (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-developments) - [cobra disability extension benefits (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-disability-extension-benefits) - [COBRA during a merger (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-during-a-merger) - [COBRA during divorce (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-during-divorce) - [COBRA during mergers and acquisitions (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-during-mergers-and-acquisitions) - [COBRA early termination notices (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-early-termination-notices) - [COBRA education (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-education) - [COBRA efficiency (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-efficiency) - [cobra eligibility (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-eligibility) - [COBRA eligibility at age 26 (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-eligibility-at-age-26) - [cobra eligible workers (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-eligible-workers) - [cobra enrollment window (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-enrollment-window) - [cobra for public entities (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-for-public-entities) - [COBRA for voluntary benefits (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-for-voluntary-benefits) - [cobra guard (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-guard) - [COBRA guidelines (5)](https://info.cobraguard.net/cobra-blog/topic/cobra-guidelines) - [COBRA guidlines (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-guidlines) - [COBRA Implications of Marriage and Divorce (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-implications-of-marriage-and-divorce) - [COBRA ineligibility for gross misconduct (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-ineligibility-for-gross-misconduct) - [cobra info. (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-info) - [COBRA leave of absence (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-leave-of-absence) - [COBRA merger and acquisition rules (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-merger-and-acquisition-rules) - [COBRA mistake (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-mistake) - [cobra mistakes (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-mistakes) - [cobra non-compliance (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-non-compliance) - [COBRA notice (3)](https://info.cobraguard.net/cobra-blog/topic/cobra-notice) - [cobra notices (8)](https://info.cobraguard.net/cobra-blog/topic/cobra-notices) - [COBRA notification (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-notification) - [COBRA option (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-option) - [COBRA options for plan sponsors (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-options-for-plan-sponsors) - [COBRA outsourcing (9)](https://info.cobraguard.net/cobra-blog/topic/cobra-outsourcing) - [COBRA outsourcing COBRA administration (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-outsourcing-cobra-administration) - [cobra overpayment (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-overpayment) - [COBRA participants (4)](https://info.cobraguard.net/cobra-blog/topic/cobra-participants) - [COBRA participation (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-participation) - [cobra payment (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-payment) - [COBRA payment collection (2)](https://info.cobraguard.net/cobra-blog/topic/cobra-payment-collection) - [COBRA policies (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-policies) - [cobra qualifying (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-qualifying) - [COBRA qualifying event (5)](https://info.cobraguard.net/cobra-blog/topic/cobra-qualifying-event) - [cobra qualifying events (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-qualifying-events) - [cobra qualifying plans (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-qualifying-plans) - [COBRA questions (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-questions) - [COBRA software (8)](https://info.cobraguard.net/cobra-blog/topic/cobra-software) - [COBRA solution (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-solution) - [COBRA solutions (7)](https://info.cobraguard.net/cobra-blog/topic/cobra-solutions) - [cobra special enrollment (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-special-enrollment) - [COBRA status (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-status) - [COBRA system (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-system) - [COBRA training (4)](https://info.cobraguard.net/cobra-blog/topic/cobra-training) - [cobra webinars (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-webinars) - [COBRA when fired for gross misconduct (1)](https://info.cobraguard.net/cobra-blog/topic/cobra-when-fired-for-gross-misconduct) - [cobraguard (3)](https://info.cobraguard.net/cobra-blog/topic/cobraguard) - [COBRAGuard blog (1)](https://info.cobraguard.net/cobra-blog/topic/cobraguard-blog) - [corporate downsizing (1)](https://info.cobraguard.net/cobra-blog/topic/corporate-downsizing) - [cost of health care (1)](https://info.cobraguard.net/cobra-blog/topic/cost-of-health-care) - [cost of health reform (1)](https://info.cobraguard.net/cobra-blog/topic/cost-of-health-reform) - [creditable coverage (1)](https://info.cobraguard.net/cobra-blog/topic/creditable-coverage) - [direct billing (1)](https://info.cobraguard.net/cobra-blog/topic/direct-billing) - [direct billing administration (1)](https://info.cobraguard.net/cobra-blog/topic/direct-billing-administration) - [eligibility and enrollment (1)](https://info.cobraguard.net/cobra-blog/topic/eligibility-and-enrollment) - [eligibility and enrollment platform (1)](https://info.cobraguard.net/cobra-blog/topic/eligibility-and-enrollment-platform) - [eligibility and enrollment software (1)](https://info.cobraguard.net/cobra-blog/topic/eligibility-and-enrollment-software) - [employee appreciation (1)](https://info.cobraguard.net/cobra-blog/topic/employee-appreciation) - [employee benefit brokers (1)](https://info.cobraguard.net/cobra-blog/topic/employee-benefit-brokers) - [employer compliance (1)](https://info.cobraguard.net/cobra-blog/topic/employer-compliance) - [employer mandate (6)](https://info.cobraguard.net/cobra-blog/topic/employer-mandate) - [employer mandate guidance (1)](https://info.cobraguard.net/cobra-blog/topic/employer-mandate-guidance) - [employer notifications (1)](https://info.cobraguard.net/cobra-blog/topic/employer-notifications) - [enrollment communication strategy (1)](https://info.cobraguard.net/cobra-blog/topic/enrollment-communication-strategy) - [Essential Health Benefits (1)](https://info.cobraguard.net/cobra-blog/topic/essential-health-benefits) - [exchange notices (1)](https://info.cobraguard.net/cobra-blog/topic/exchange-notices) - [exchanges impact on COBRA benefits (1)](https://info.cobraguard.net/cobra-blog/topic/exchanges-impact-on-cobra-benefits) - [flex administration (1)](https://info.cobraguard.net/cobra-blog/topic/flex-administration) - [flexible spending accounts (1)](https://info.cobraguard.net/cobra-blog/topic/flexible-spending-accounts) - [fsa (1)](https://info.cobraguard.net/cobra-blog/topic/fsa) - [FSA contributions (1)](https://info.cobraguard.net/cobra-blog/topic/fsa-contributions) - [fsa under cobra (2)](https://info.cobraguard.net/cobra-blog/topic/fsa-under-cobra) - [gross misconduct (1)](https://info.cobraguard.net/cobra-blog/topic/gross-misconduct) - [group benefits (1)](https://info.cobraguard.net/cobra-blog/topic/group-benefits) - [group health insurance (1)](https://info.cobraguard.net/cobra-blog/topic/group-health-insurance) - [health benefit costs (1)](https://info.cobraguard.net/cobra-blog/topic/health-benefit-costs) - [health benefit update (1)](https://info.cobraguard.net/cobra-blog/topic/health-benefit-update) - [health care costs (1)](https://info.cobraguard.net/cobra-blog/topic/health-care-costs) - [health care in the u.s. (1)](https://info.cobraguard.net/cobra-blog/topic/health-care-in-the-us) - [Health care premiums (1)](https://info.cobraguard.net/cobra-blog/topic/health-care-premiums) - [health care reform (4)](https://info.cobraguard.net/cobra-blog/topic/health-care-reform) - [health care reform compliance (1)](https://info.cobraguard.net/cobra-blog/topic/health-care-reform-compliance) - [health care strategy (1)](https://info.cobraguard.net/cobra-blog/topic/health-care-strategy) - [health exchange (1)](https://info.cobraguard.net/cobra-blog/topic/health-exchange) - [health insurance (3)](https://info.cobraguard.net/cobra-blog/topic/health-insurance) - [health insurance guidance (1)](https://info.cobraguard.net/cobra-blog/topic/health-insurance-guidance) - [health insurance marketplace (2)](https://info.cobraguard.net/cobra-blog/topic/health-insurance-marketplace) - [health plan IRS reporting (1)](https://info.cobraguard.net/cobra-blog/topic/health-plan-irs-reporting) - [health premium reimbursement (1)](https://info.cobraguard.net/cobra-blog/topic/health-premium-reimbursement) - [Health reform (5)](https://info.cobraguard.net/cobra-blog/topic/health-reform) - [health reform compliance (1)](https://info.cobraguard.net/cobra-blog/topic/health-reform-compliance) - [health reform cost (1)](https://info.cobraguard.net/cobra-blog/topic/health-reform-cost) - [health reform news (1)](https://info.cobraguard.net/cobra-blog/topic/health-reform-news) - [health reform update (3)](https://info.cobraguard.net/cobra-blog/topic/health-reform-update) - [health savings accounts and COBRA administration (1)](https://info.cobraguard.net/cobra-blog/topic/health-savings-accounts-and-cobra-administration) - [healthcare costs (1)](https://info.cobraguard.net/cobra-blog/topic/healthcare-costs) - [healthcare exchange income verification (1)](https://info.cobraguard.net/cobra-blog/topic/healthcare-exchange-income-verification) - [healthcare reform (4)](https://info.cobraguard.net/cobra-blog/topic/healthcare-reform) - [hipaa certificates of creditable coverage (1)](https://info.cobraguard.net/cobra-blog/topic/hipaa-certificates-of-creditable-coverage) - [holiday party (1)](https://info.cobraguard.net/cobra-blog/topic/holiday-party) - [holiday risk management (1)](https://info.cobraguard.net/cobra-blog/topic/holiday-risk-management) - [how COBRA works with HSAs (1)](https://info.cobraguard.net/cobra-blog/topic/how-cobra-works-with-hsas) - [hr best practices (3)](https://info.cobraguard.net/cobra-blog/topic/hr-best-practices) - [HR issues (13)](https://info.cobraguard.net/cobra-blog/topic/hr-issues) - [hr strategies (1)](https://info.cobraguard.net/cobra-blog/topic/hr-strategies) - [hr tips (1)](https://info.cobraguard.net/cobra-blog/topic/hr-tips) - [hsa (1)](https://info.cobraguard.net/cobra-blog/topic/hsa) - [HSAs and COBRA administration (2)](https://info.cobraguard.net/cobra-blog/topic/hsas-and-cobra-administration) - [IM Solutions (1)](https://info.cobraguard.net/cobra-blog/topic/im-solutions) - [individual mandate (2)](https://info.cobraguard.net/cobra-blog/topic/individual-mandate) - [insurance tax credits (1)](https://info.cobraguard.net/cobra-blog/topic/insurance-tax-credits) - [irs notice 2015-17 (1)](https://info.cobraguard.net/cobra-blog/topic/irs-notice-2015-17) - [labor audits (1)](https://info.cobraguard.net/cobra-blog/topic/labor-audits) - [leaves of absence (1)](https://info.cobraguard.net/cobra-blog/topic/leaves-of-absence) - [limited cobra (1)](https://info.cobraguard.net/cobra-blog/topic/limited-cobra) - [marketplace payment collection (1)](https://info.cobraguard.net/cobra-blog/topic/marketplace-payment-collection) - [marketplace plan (1)](https://info.cobraguard.net/cobra-blog/topic/marketplace-plan) - [Marketplace subsidy (1)](https://info.cobraguard.net/cobra-blog/topic/marketplace-subsidy) - [marketplace update (1)](https://info.cobraguard.net/cobra-blog/topic/marketplace-update) - [medical cost trend (1)](https://info.cobraguard.net/cobra-blog/topic/medical-cost-trend) - [Medicare (1)](https://info.cobraguard.net/cobra-blog/topic/medicare) - [mini COBRA (1)](https://info.cobraguard.net/cobra-blog/topic/mini-cobra) - [mini COBRA laws (1)](https://info.cobraguard.net/cobra-blog/topic/mini-cobra-laws) - [minimal essential coverage (1)](https://info.cobraguard.net/cobra-blog/topic/minimal-essential-coverage) - [minimum essential coverage (1)](https://info.cobraguard.net/cobra-blog/topic/minimum-essential-coverage) ### Follow Us - [Copyright ](https://info.cobraguard.net/COBRA-blog/bid/341261/Marketplace-Open-Enrollment-Ends-What-About-COBRA-Folks#)[© 2003 - 2016 iTedium](https://info.cobraguard.net/COBRA-blog/bid/341261/Marketplace-Open-Enrollment-Ends-What-About-COBRA-Folks#) - [Terms of Use](https://www.cobraguard.net/terms) - [Privacy Policy](https://www.cobraguard.net/privacy)