The COBRA Blog

PPACA Update: DOL Temporary Guidance for Employer Notifications

Posted by Robert Meyers on Wed, Jun 05, 2013 @ 17:06 PM

With the implementation of the new health insurance exchanges under the Affordable Care Act (ACA) just months away, employers and employees are gearing up for big changes in the health insurance market. Your employees will have more options under the new law, and they probably have a lot of unanswered questions.

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Tags: cobra administration, HR issues, COBRA notice, PPACA update, employer notifications

Will the PPACA “Stick” Be Effective? A Closer Look At The Individual Health Insurance Mandate

Posted by Robert Meyers on Tue, Jan 22, 2013 @ 22:01 PM

Effective in 2014, the new health care reform law will implement an individual health insurance mandate, requiring most Americans to carry health insurance. Once the mandate goes into effect, most Americans will be required to purchase health insurance or face paying a fine.

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Tags: ppaca, HR issues, Health reform, individual mandate

HHS Fills in the “Essential Health Benefits” Piece of the PPACA Puzzle

Posted by Robert Meyers on Thu, Dec 27, 2012 @ 12:12 PM

While the Patient Protection and Affordable Care Act (PPACA) continues to be an unsolved puzzle for employers and insurance providers, the law is moving forward and the pieces are slowly beginning to come together.

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Tags: ppaca, cobra administration, cobra blog, HR issues, cobra notices, COBRA administration partner, COBRA outsourcing COBRA administration, Essential Health Benefits

HR Issues: Guidance on The Additional .9% Medicare Tax

Posted by Robert Meyers on Wed, Dec 12, 2012 @ 15:12 PM

Today we feature a guest blog written by Robert A. Browning of Spencer Faine Britt & Browne LLP. The article was originally published in Spencer Faines' Insights Library.

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Tags: cobra administration, healthcare reform, cobra blog, HR issues

HR Issues: 17 States On Track To Set Up State Exchanges

Posted by Robert Meyers on Wed, Nov 28, 2012 @ 12:11 PM

With the November elections behind us, the way has been paved for the Patient Protection and Affordable Care Act (PPACA) to be fully implemented. For states and federal agencies, that means they have only 11 more months to prepare for millions of uninsured people to start signing up for coverage under the new healthcare exchanges, with open enrollment scheduled to begin October 1, 2013. Coverage under the new exchanges will be effective January 1, 2014, and the Congressional Budget Office (CBO) estimates that 22 million people will buy coverage through the public exchange system by 2016.

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Tags: ppaca, cobra administration, COBRA software, health care reform, HR issues

HR Issues: How to Electrify Benefits Communication

Posted by Robert Meyers on Thu, Oct 04, 2012 @ 22:10 PM

According to a workplace survey by HR consultant Mercer released last year, employer provided benefits are increasingly vital to the employer-employee relationship. For 91 percent of those employees, having benefits through their employer is just as important as being paid a salary.

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Tags: cobra administration, HR issues, COBRA participants, benefits communication, benefit campaigns, open enrollment

Do PPACA MLR Rebates Apply to COBRA Participants?

Posted by Robert Meyers on Wed, Aug 01, 2012 @ 12:08 PM

Many of you already know that The Patient Protection and Affordable Care Act (PPACA) Medical Loss Ratio Rule may result in health insurance premium rebates in the coming months.   In fact, insurers are required to send rebates relating to 2011 premiums to employers by August 1, 2012.  What you may NOT know is how you are going to distribute a portion of these rebates back to current employees, past employees, and COBRA participants.  The 2011 rebates will start arriving this summer. The question is, are you ready for them? 

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Tags: COBRA training, HR issues, COBRA solutions, COBRA participants, cobra info.

What You Need to Know About Health Insurance Exchanges

Posted by Robert Meyers on Wed, Jun 06, 2012 @ 18:06 PM

One of the most significant aspects of the new healthcare reform law is the creation of health insurance exchanges. And yet with all of the confusion surrounding the new law, this provision could easily be the one your employees and/or clients know the least about.

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Tags: healthcare reform, HR issues

HR Issues: DOL Week in Review – New SBC Template, FAQs, Calculator

Posted by Robert Meyers on Mon, May 21, 2012 @ 13:05 PM

With all of the provisions of healthcare reform legislation going into effect, you no doubt have plenty of questions you need answered so you can understand the new law and make sure you’re in compliance. One great resource for up to date information on HR issues, and answers to your most pressing questions is the Department of Labor’s Employee Benefits Security Administration website. With regular updates, they can help you stay on top of the latest changes.

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Tags: COBRA compliance, HR issues

HR Issues: Does Anyone Else Have Instant Message Issues at Work?

Posted by Robert Meyers on Wed, Apr 18, 2012 @ 11:04 AM

Instant messaging, also known as IM, has become prevalent at work, and is fast becoming a management and HR issue. In fact, a report issued by, states that in 2011 there were nearly 2.6 billion IM accounts worldwide and that number is expected to grow to over 3.8 billion by the end of 2015.  According to Radicati, that’s a growth rate of 11% per year. IM isn’t necessarily bad or disruptive for businesses IF it’s used correctly and for the right purposes. 

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Tags: HR issues, IM Solutions

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