The COBRA Blog

Robert Meyers

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Telemedicine and COBRA Administration

Posted by Robert Meyers on Thu, May 09, 2024 @ 11:05 AM

Telemedicine is catching on.  Telemedicine programs continue the integration of technology and medicine.  Using a telemedicine program might allow an employee to call, send an email, send pictures via text message or even participate in a video call with a doctor to receive a medical diagnosis or advice. 

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COBRA Administration Outsourcing: Achieve Return on COBRA Investment

Posted by Robert Meyers on Thu, Apr 13, 2023 @ 11:04 AM

We’ve all heard of ROI, but are you familiar with the new acronym – ROO? It stands for “Return on Outsourcing.” It may not be on your business radar, but it should be. Faced with fierce competition and a fickle economy, many companies are honing efficiencies to gain a competitive edge. In many cases, that means focusing on your strengths and outsourcing your weaknesses … and outsourcing COBRA administration.

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Tags: cobra administration, cobraguard, COBRA outsourcing

Don’t make THIS COBRA administration mistake during open enrollment!

Posted by Robert Meyers on Thu, Apr 13, 2023 @ 11:04 AM

Every year, a large percentage of employers make a serious mistake when they change health plans. It’s not an intentional mistake – in fact, employers often don’t even realize what they’re doing until it’s too late. What is this costly mistake that leaves many an HR professional weeping with regret after the New Year?  It is automatically changing COBRA administrators just because there’s a change in the health plan provider.

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Tags: cobra administration, COBRA software

Mergers, Acquisitions and COBRA: The Apex of Complexity

Posted by Robert Meyers on Wed, Mar 15, 2023 @ 10:03 AM

According to PwC's Deals mid-year review and outlook report, mergers and acquisitions in 2022 decreased by nearly 17%, but unemployment rates are still wildly low. With this kind of continuous activity, we thought it would be a good time to revisit the complexities of COBRA during mergers and acquisitions. 

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Tags: cobra administration, cobra conundrums, COBRA during mergers and acquisitions

How COBRA Works If the Beneficiary Is Incapacitated

Posted by Robert Meyers on Thu, Sep 19, 2019 @ 17:09 PM

Under COBRA, eligible qualified beneficiaries must be offered continued health care coverage after a qualifying event. The qualified beneficiary can then select either to refuse continued coverage or to enroll in continued coverage. Sometimes, however, such a decision is not possible because the qualified beneficiary is incapacitated. When that happens, the employer must ensure that requirements for COBRA notices and election periods are still met.

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Tags: COBRA beneficiary is incapacitated

COBRA and Medicare - What are the Rules?

Posted by Robert Meyers on Tue, Jul 16, 2019 @ 14:07 PM

COBRA administration can be confusing in the best of times. When you add complicating factors, it can seem downright baffling. Take COBRA and Medicare. Dealing with one can be a challenge – but what if your employees are dealing with both? Here’s how COBRA and Medicare interact.

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Tags: COBRA and Medicare, Medicare

New Case Underscores Importance of Proper COBRA Notice

Posted by Robert Meyers on Tue, Mar 12, 2019 @ 10:03 AM

COBRA administration is complicated and confusing, but it is also consistent. As readers know, we look at COBRA mainly through the eyes of the COBRA or health Plan administrator, striving to address COBRA conundrums before they become a problem for the Department of Labor, the State Department of Insurance, the IRS, and especially the Federal Court.

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Tags: cobra administration, COBRA notice

How to Choose a COBRA Administrator: The Top 10 Requirements

Posted by Robert Meyers on Tue, Feb 12, 2019 @ 18:02 PM

Do you trust your COBRA administrator? This is an important question because as health insurance rates have skyrocketed, so too has the liability associated with COBRA administration. The ACA removed limits from policies, and in doing so, lifted the lid on potential COBRA errors as well. Remember, COBRA is compliance at its heart and the regulatory penalties which may be levied by the Department of Labor are significant. The insurance claims which COBRA participants might incur can be even more dangerous to the health plan than the penalties.

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Tags: cobra administrator, Choose a COBRA Administrator

Five Years Later, COBRA Continuation Stands Strong

Posted by Robert Meyers on Thu, Dec 13, 2018 @ 14:12 PM

Since the onset of the Affordable Care Act (ACA) in 2014, employees who have lost health coverage due to a qualifying event have had the option of continuing their coverage by electing COBRA or by choosing their own health insurance plan through the Marketplace. Back then, some predicted that the ACA would make COBRA obsolete. Now, almost five years later, COBRA stands strong.

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Tags: cobra administration, COBRA continuation

Managing COBRA Administration in the Fourth Quarter

Posted by Robert Meyers on Tue, Nov 13, 2018 @ 16:11 PM

Well, another football season is upon us. The weather is getting cooler, the leaves are turning, and the sun shines brightly on the football fields across America. The season includes parties, tailgating, fantasy football, and games at every level – from pee-wee league to pro.

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Tags: cobra administration, cobra administration tips

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