Thus far, the 2016 Marketplace open enrollment season has signaled nothing but stormy seas ahead. In order to receive a federal subsidy to help pay for health insurance, qualifying individuals must purchase health insurance through the federal Marketplace or a state-sponsored exchange. So, what happens when insurers stop offering coverage through the Marketplace?
The COBRA Blog
Health Reform Update: Is the Affordable Care Act a Sinking Ship?
Feds axe MVPs in last minute ACA compliance twist
With employers still struggling with the long list of new rules and regulations under the Affordable Care Act, the last thing they need is a last-minute surprise.
Tags: ACA compliance, affordable care act, Minimum value plans, MVP plans, employer compliance
Employers: The Individual Mandate Impacts You Too!
Now that the Affordable Care Act’s “shared responsibility” provisions are in place, it’s time to get ready for the reporting requirements that go into effect in 2015.
Tags: cobra coverage, individual mandate, affordable care act, minimal essential coverage, share responsibility penalty, ACA reporting requirements
Affordable Care Act update: Is it time to trade in your Cadillac?
Although it’s still over three years away, the implementation of the “Cadillac Tax” under the Affordable Care Act already has many employers scrambling to come up with a strategy to avoid it – or at least soften the blow.
Substandard Health Insurance Hits Workplaces, Thanks to Bad Calculator
Remember why the Affordable Care Act (ACA) exists? One of its basic goals was to define a minimum standard for the benefits consumers receive when they sign up for health insurance. The intent is good, but it turns out there’s a problem. The online calculator that employers can use to determine if their plans meet ACA standards apparently has a glitch.
Tags: benefits administration, affordable care act, health insurance
Affordable Care Act Changes: 41 and Counting
This week, we are sharing a post from the Galen Institute
Tags: health care reform, health reform update, affordable care act, ACA changes
ACA Update: Are State Marketplaces Throwing in the Towel?
For consumers, the end of open enrollment is no big news. We saw it coming, and its meaning is simple: Anyone who doesn’t yet have insurance will just have to wait till the next enrollment period to get coverage (unless they qualify for special enrollment, Medicaid or CHIP).
Tags: aca update, affordable care act, health insurance marketplace, state marketplaces
Avoid Shared Responsibility Payments with Three Safe Harbors
Last month, we shared an update from Jason M. Cogdill providing guidance from the IRS on the Affordable Care Act’s Employer Mandate.
Tags: employer mandate, aca update, affordable care act, safe harbors, aca safe harbor, shared responsibility payments
COBRA CONUNDRUMS - Are 29’ers Eligible for COBRA?
COBRA CONUNDRUMS is reprinted from the February, 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers.
Tags: cobra conundrums, affordable care act, COBRA qualifying event, cobra qualifying events, 29'ers and cobra
Finally … Long Awaited Employer Mandate Guidance
Here’s another great update from our friend Jason M. Cogdill, Corporate Counsel & Benefits Attorney at ProBenefits, Inc.
Tags: employer mandate, cobra blog, affordable care act, employer mandate guidance, cobra guard