Thus far, the 2016 Marketplace open enrollment season has signaled nothing but stormy seas ahead. In order to receive a federal subsidy to help pay for health insurance, qualifying individuals must purchase health insurance through the federal Marketplace or a state-sponsored exchange. So, what happens when insurers stop offering coverage through the Marketplace?
The COBRA Blog
It happens every year. You survive another busy holiday season, celebrate another New Year’s Eve, and embark on another year with renewed goals and a fresh outlook.
With employers still struggling with the long list of new rules and regulations under the Affordable Care Act, the last thing they need is a last-minute surprise.
Now that the Affordable Care Act’s “shared responsibility” provisions are in place, it’s time to get ready for the reporting requirements that go into effect in 2015.
Although it’s still over three years away, the implementation of the “Cadillac Tax” under the Affordable Care Act already has many employers scrambling to come up with a strategy to avoid it – or at least soften the blow.
Remember why the Affordable Care Act (ACA) exists? One of its basic goals was to define a minimum standard for the benefits consumers receive when they sign up for health insurance. The intent is good, but it turns out there’s a problem. The online calculator that employers can use to determine if their plans meet ACA standards apparently has a glitch.
This week, we are sharing a post from the Galen Institute
For consumers, the end of open enrollment is no big news. We saw it coming, and its meaning is simple: Anyone who doesn’t yet have insurance will just have to wait till the next enrollment period to get coverage (unless they qualify for special enrollment, Medicaid or CHIP).
COBRA CONUNDRUMS is reprinted from the February, 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers.