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Employers: Have you cleared these 3 ACA compliance hurdles?

aca compliance

While many employers might be “in the groove” of ACA compliance by now, this is no time to get complacent. There are more changes coming just around the corner in 2015 for those who sponsor group health plans.

COBRA CONUNDRUMS – The End of Preexisting Conditions


COBRA CONUNDRUMS is reprinted from the July 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers.

Substandard Health Insurance Hits Workplaces, Thanks to Bad Calculator


Remember why the Affordable Care Act (ACA) exists? One of its basic goals was to define a minimum standard for the benefits consumers receive when they sign up for health insurance. The intent is good, but it turns out there’s a problem. The online calculator that employers can use to determine if their plans meet ACA standards apparently has a glitch.

Affordable Care Act Update: Will the mandate be delayed before 1/1/15?


Here’s another insightful Affordable Care Act update from our friend Jason M. Cogdill, Corporate Counsel & Benefits Attorney at ProBenefits, Inc.

The Latest on HSAs and COBRA Administration


Consumers are finally getting the hang of Health Savings Accounts.

Annual Enrollment Communication Strategy: Make it Personal


Communicating effectively with your employees can be a challenge any time of the year. But if there’s one time your communication needs to be crystal clear and hitting the mark, it’s during annual open enrollment for healthcare benefits.

COBRA Administration Best Practices: How to Avoid the COBRA Collection Blues


If you want to hear an employer sing the blues, bring up the topic of COBRA billing and collection. It’s a task that eats up precious time, and it can be a real challenge. No employer likes to be the “bad guy” when it comes to enforcing grace periods or terminating coverage when payments are missed. Nevertheless, billing and collection are just part of the gig when it comes to administering COBRA. So if you aren’t outsourcing the task, it’s important to make the process as efficient and painless as possible.

Coordinating COBRA and PPACA – Communication is Key


COBRA CONUNDRUMS is reprinted from the May, 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers. 

Are you ready for the ACA’s 2015 reporting requirements?


It’s hard to believe, but we’re less than six months away from 2015. That means employers will soon be grappling with a host of new reporting requirements under the Affordable Care Act (ACA). The IRS delayed the requirements for a year, but issued their final regulations in March of this year. Employers will now be required to gather data beginning in 2015 and submit the first set of informational returns in 2016. On July 24, 2014, the IRS issued draft forms for employers to transmit the required data.

GAO releases report on ACA broker fee proposals


One of the many ongoing battles over the Patient Protection and Affordable Care Act (PPACA) involves the federal minimum medical loss ratio (MLR) standards for private insurers. Under this provision, health insurance plans in the small group market are required to spend at least 80 percent of premiums on medical costs and no more than 20 percent on administrative costs (15 percent for the large group market). If a plan fails to meet the minimum MLR standard, the insurer is required to pay rebates to enrollees and policyholders.

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