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Is your holiday party on your risk management to-do list?


The office holiday party. It’s one of the most popular events of the season. It’s a great time for employees to socialize together away from work, and a chance for employers to give something back to their workers for their hard work throughout the year.

Voluntary benefits: A hot and growing commodity in the talent wars

cobra for voluntary benefits

Some say the recession is finally over. We’ll leave it to the economists to make the final call, but one thing we know for sure is that voluntary benefits continue to gain popularity – with employers and employees alike.

ACA open enrollment, Act II

affordable care act update

November 15 marked the launch of the second open enrollment period for health insurance coverage under the Affordable Care Act (ACA). After months of fixing glitches and replacing some key management figures, the federal government is promising a much smoother experience for enrollees this time around.

Mergers, Acquisitions and COBRA: The Apex of Complexity

COBRA during mergers and acquisitions

M&A activity reaches 7-year high – What does this mean for COBRA administration? 2014 has been the busiest year for mergers and acquisitions since 2007 according to a new report by PwC. The first six months of the year have seen $982 billion in merger and acquisition activity, roughly double the activity for the same period last year.

Feds axe MVPs in last minute ACA compliance twist

aca compliance

With employers still struggling with the long list of new rules and regulations under the Affordable Care Act, the last thing they need is a last-minute surprise.

Mind-Blowing Stats and Trends on U.S. Health Care

health care in the u.s.

Prepare to be amazed!  This eye-opening infographic takes a detailed look at health care in the U.S. in comparison to other countries around the world. Discover how much health care costs, who is uninsured and why, and how the high cost of health care leads to other travesties like bankruptcy, or failing to seek treatment.

ACA Update from ProBenefits, Inc.

ACA Update

If you have a high deductible health plan and have been wondering about FSA/HSA eligibility issues, this article is for you. It also includes updates on the health plan identifier (HPID) analysis for HRA/FSA plans.  Technical stuff for sure, but nevertheless important. All this interesting info comes to us from our friends at ProBenefits, Inc.  Thank you, ProBenefits, for helping to keep COBRAGuard readers on the cutting edge of health care reform!

Employers: The Individual Mandate Impacts You Too!

individual mandate

Now that the Affordable Care Act’s “shared responsibility” provisions are in place, it’s time to get ready for the reporting requirements that go into effect in 2015.

Affordable Care Act update: Is it time to trade in your Cadillac?


Although it’s still over three years away, the implementation of the “Cadillac Tax” under the Affordable Care Act already has many employers scrambling to come up with a strategy to avoid it – or at least soften the blow.

Employers: Have you cleared these 3 ACA compliance hurdles?

aca compliance

While many employers might be “in the groove” of ACA compliance by now, this is no time to get complacent. There are more changes coming just around the corner in 2015 for those who sponsor group health plans.

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