The COBRA Blog

Five Years Later, COBRA Continuation Stands Strong

Posted by Robert Meyers on Thu, Dec 13, 2018 @ 14:12 PM

Since the onset of the Affordable Care Act (ACA) in 2014, employees who have lost health coverage due to a qualifying event have had the option of continuing their coverage by electing COBRA or by choosing their own health insurance plan through the Marketplace. Back then, some predicted that the ACA would make COBRA obsolete. Now, almost five years later, COBRA stands strong.

Read More

Tags: COBRA continuation, cobra administration

Managing COBRA Administration in the Fourth Quarter

Posted by Robert Meyers on Tue, Nov 13, 2018 @ 16:11 PM

Well, another football season is upon us. The weather is getting cooler, the leaves are turning, and the sun shines brightly on the football fields across America. The season includes parties, tailgating, fantasy football, and games at every level – from pee-wee league to pro.

Read More

Tags: cobra administration, cobra administration tips

COBRA Administration During Leaves of Absence: How to Navigate the Maze

Posted by Robert Meyers on Wed, Oct 17, 2018 @ 15:10 PM

We’ve covered many COBRA administration twists and turns through the years. As COBRA has evolved, the challenges continue to increase. Leaves of Absence (LOA) during employment has made COBRA even more complex. LOA used to be about sick time and vacation. Now it can include leaves for maternity, paternity, personal, family, childcare, medical, military, sabbatical, adoption, ADA and other reasons.

Read More

Tags: leaves of absence, cobra administration

Association Health Plan: COBRA Implications of the Final Rule

Posted by Robert Meyers on Wed, Sep 12, 2018 @ 15:09 PM

Earlier this year, we posted an article on “The COBRA Implications of AHP Expansion” in which we discussed how COBRA may be impacted by the DOL’s proposed guidance on expanding Association Health Plans. On June 21, 2018, the Employee Benefits Security Administration division of the DOL published the Final Rule (29 CFR 2510) giving us the definition of “Employer” under Section 3(5) or ERISA related to Association Health Plans.

Read More

Tags: Association Health Plan

Corporate Downsizing COBRA Mistakes

Posted by Robert Meyers on Thu, Jul 12, 2018 @ 16:07 PM

The news has been abuzz recently with several large corporate mergers and acquisitions. No doubt large corporations have teams of lawyers on staff to ensure compliance during and after corporate changes. However, even businesses that are not large enough to staff a team of lawyers undergo mergers, acquisitions and restructuring.  While these businesses may not make the evening news, they are held to the same COBRA compliance standards as large employers. 

Read More

Tags: cobra mistakes, corporate downsizing

COBRA Administration Can-Dos: Five Options for Plan Sponsors

Posted by Robert Meyers on Mon, Jun 11, 2018 @ 11:06 AM

In the world of employee benefit plan administration and compliance, we often focus on what not to do. However, even in this highly regulated industry, plan sponsors have options when it comes to COBRA.   

Read More

Tags: COBRA options for plan sponsors

COBRA Pop Quiz: Can Your Team Answer These 4 Questions Correctly?

Posted by Robert Meyers on Thu, May 10, 2018 @ 13:05 PM

No matter how long you work with COBRA, questions still arise. Here are four COBRA administration questions that caught our attention this month. Ready for a pop quiz? See if your team can answer these four questions correctly!

Read More

Tags: cobra, cobra administration

The COBRA Implications of AHP Expansion

Posted by Robert Meyers on Tue, Mar 13, 2018 @ 15:03 PM

Warning: This article is technical, and it contains way too many acronyms. In fact, we had to engage our ERISA counsel, Amy Grace at ERISA Logic to make sure we got the facts straight. That said, it’s worth reading. This topic is one more example of unintended consequences. What started as a way to help employers save money on employee benefits, may ultimately result in some COBRA complications. Read on to get the details.

Read More

Tags: ahp changes, association health plan changes

Introducing Our Eligibility and Enrollment Platform

Posted by Robert Meyers on Thu, Feb 01, 2018 @ 13:02 PM

As one of four iTEDIUM Solutions, COBRAGuard has a line of sister products that can help you provide the Human element in Human Resources. Learn more about our EESe eligibility and enrollment platform that was built for benefits professionals like you. View the video and then contact us to learn more.

Read More

Tags: eligibility and enrollment platform, eligibility and enrollment software

Can You Deny COBRA for Sexual Misconduct?

Posted by Robert Meyers on Thu, Jan 11, 2018 @ 16:01 PM

deny-cobra-for-sexual-misconductCOBRA can be denied in some cases for gross misconduct. Of course, sexual misconduct can be gross in that it is disgusting … and demeaning, insulting, terrifying, and awful. That said, does sexual misconduct in the workplace constitute “gross misconduct” allowing employers to deny the availability of COBRA coverage upon termination of employment? If so, what are the requirements and ramifications?

Read More

Tags: sexual misconduct

describe the imagedescribe the image

Subscribe to the COBRAGuard Blog

Latest Posts

Posts by category

Follow Us