If you were hoping to save money on healthcare costs by sending your employees to the exchanges and helping them with premiums through tax-free contributions, think again. Thanks to recent IRS guidance on an IRS ruling made last year, you’ll have to come up with a Plan B.
The COBRA Blog
Robert Meyers
Recent Posts
Recent IRS guidance on ACA a game changer for many employers
Tags: healthcare reform, employer mandate, Affordable Care Act update
COBRA and Marketplace Payment Collection – Timing is Everything!
COBRA CONUNDRUMS is reprinted from the April, 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers.
Tags: cobra administration, cobra conundrums, cobra, marketplace payment collection
HIPAA Certificate of Creditable Coverage: Obsolete form, but crucial data
As everyone knows by now, the Affordable Care Act (ACA) is doing away with preexisting condition exclusions under group health plans, applicable for plan years beginning on or after January 1, 2014. There’s an important change in the reporting requirements too.
Tags: certificates of creditable coverage, changes to certificates of creditable coverage, ACA changes to certificates of creditable coverage, COBRA early termination notices
ACA Update: Are State Marketplaces Throwing in the Towel?
For consumers, the end of open enrollment is no big news. We saw it coming, and its meaning is simple: Anyone who doesn’t yet have insurance will just have to wait till the next enrollment period to get coverage (unless they qualify for special enrollment, Medicaid or CHIP).
Tags: aca update, affordable care act, health insurance marketplace, state marketplaces
HHS and DOL Announce Special Marketplace Enrollment for COBRA Participants
This past Friday afternoon, the Centers for Medicare and Medicaid Services (part of HHS) issued a bulletin to deal with Special Enrollment Periods (SEPs).
Tags: cobra, COBRA participants, cobra continuation coverage, cobra continuation coverage election notices, cobra enrollment window, cobra special enrollment
How to Coordinate COBRA with PPACA as Open Enrollment Ends
COBRA CONUNDRUMS is reprinted from the March, 2014 issue of Health Insurance Underwriter Magazine featuring our very own Robert Meyers.
Tags: ppaca, cobra administration, cobra continuation coverage, cobra coordination, cobra and aca eligibility
How Does IRS Same-Sex Guidance Impact COBRA Administration?
In 2012 the United States Supreme Court ruled on United States v. Windsor, recognizing the legitimacy of legal same-sex marriage for the purpose of federal law.
Tags: cobra administration, same-sex guidance for employer-sponsored retiremen, COBRA benefits for same-sex spouses
Should Subsidies Apply to Marketplace Plans Only?
There’s been a controversy in recent news concerning subsidies in the public marketplace. While it sounds crazy, it’s possible the federal exchange subsidies could get junked.
Tags: cobra administration, COBRA policies, Marketplace subsidy, ACA subsidy
Avoid Shared Responsibility Payments with Three Safe Harbors
Last month, we shared an update from Jason M. Cogdill providing guidance from the IRS on the Affordable Care Act’s Employer Mandate.
Tags: employer mandate, aca update, affordable care act, safe harbors, aca safe harbor, shared responsibility payments
Marketplace Open Enrollment Ends - What About COBRA Folks?
Well, this week marked the end of open enrollment on the healthcare exchange and the next open enrollment won't be open until November 15. So what about folks who are on COBRA or experience a COBRA qualifying event between now and then?
Tags: cobra coverage, cobra, COBRA qualifying event, marketplace plan